Interest Rates
Interest rates for United personal loans are variable and are negotiated depending on the type of purchase, the security offered and the term of the loan.
No early repayment penalties
With a United personal loan you can make additional repayments or even pay the loan off in full at any time within the loan term and pay no early repayment penalties.
No monthly fees
There are no monthly management or ongoing fees with a United personal loan, which helps you pay your loan off sooner.
No balloon payments
Unlike some finance providers, United personal loans do not have balloon payments. A balloon payment is where your loan is not paid off during the term and a residual amount is left to pay at the end of the term.
Once off application fee
Establishment costs for a United personal loan are very competitive. You only pay one application fee irrespective of loan amount or purpose. Top ups treated as new application.
Loan Protection Insurance
What happens if I fall ill or lose my job?
It's a good idea to take out Loan Protection Insurance to cover you for unforeseen circumstances such as accident, illness, involuntary unemployment or death. Ask United about Loan Protection Insurance when you apply for your personal loan.
Fast Approval
A United personal loan can usually be approved the same day you apply. You will need to supply details of your financial position and income, plus details of the item you are purchasing and security you are offering.
Loyalty Package Benefits
With a United personal loan you can benefit from our Loyalty Package to help save on fees and charges.
Personal loans are subject to normal lending and eligibility criteria. Fees, charges, terms and conditions apply and are available on request. United Credit Union Ltd ABN 92 087 651 910 AFSL 237560.
For more information, please contact Shop Rite on 1300 650 214.
Full details of terms and conditions and fees and charges are available on request.
